Full Membership Benefits Details

The chart below outlines the discounts and benefits available to Registered Guests, Associate, and Professional members of the APCC.

APCC benefit (click a list item to see more information) Registered Guest - FREE Associate Member - $20 Professional Member - $80
A Personal Profile
Notification on APCC member updates & policy Bulletins
Ability to comment on join the debate campaigns
Access to member exclusive contractor library - includes training material for certification
Integris Personal Pension Plan
PERSONAL PENSION PLAN™ FOR APCC MEMBERS
INTEGRIS Personal Pension Plan is a Canadian tax-savings solution for incorporated independent contractors looking for a better way of saving for their retirement. As compared to an RRSP, the pension solution allows up to 60% greater tax deferred compounding until the individual retires.
WHY OWN THIS SOLUTION?
FEATURES
INTEGRIS™
Personal Pension Plan™
 RRSP
Maximum Annual Contribution Limit $33,395.30* $24,930.00
Robust Creditor Protection **
Tax Deductible Administration & Investment Management Fees
HST 33% Credit Refund
Deduction of Interest on Borrowing
Broader Investment Options
Full Service Administration
Ability to Make Additional Tax Deductible Contributions During Market Volatility
Ability to reduce contributions (Defined Benefit or Defined Contribution Option)
Fiduciary Responsibility (Compliance)
*Increased Contribution levels are dependent on age of plan holder. The example above is based on a 55 year old. **RRSP may be protected by the Insurance Act of Ontario.
For more information, visit our information page or contact:

Andrew Savor
Discount Off of CTE Solutions Training up to 20% off up to 30% off up to 40% off
CTE SOLUTIONS
CTE Solutions is a Canadian owned and operated training company that has been dedicated to training IT Professionals in an instructor-led environment for over 10 years. We partner with best-of-breed companies to provide unsurpassed content using our own experienced instructors.
Through public, private, onsite, and Virtual Live, we provide instructor-led training for Technical, Management, and Business Skills for IT Professionals…. where and how you need it.
Features Registered Guest Associate Member Professional Member
Certified Microsoft 20% 30% 40%
VMWare 20% 25% 30%
Java/Programming 20% 25% 30%
CompTIA 20% 25% 30%
Accredited ITIL 15% 20% 25%
TOGAF & COBiT 15% 20% 25%
Business Analysis 15% 20% 25%
Project Management 15% 20% 25%
Cloud Computing 10% 15% 20%
IT Security 10% 15% 20%
Business Skills - IT 5% 10% 15%
Authorized Novell 5% 10% 15%
SAN - SNIA Certified 5% 10% 15%
For more information, visit our www.ctesolutions.com or contact:

Dale Seto
Business Development Manager
CTE Solutions
77 Bloor St W
Suite 1406
Toronto, ON M5S 1M2
PROLINK Group Life & Health
Life & Health
Although none of us like to think about it, unforeseen illness and other tragedies happen frequently and can lead to emotional stress and financial hardship. Safeguarding your individual and/or you family’s future is a responsible and key component of a sound financial plan.
APCC Members have access to comprehensive coverage at significantly discounted rates. Flexible coverage options are available for individuals, couples, single parents and families. Benefits include Health & Dental, Member Assistance Plan, Life, AD&D and Disability Insurance.
These coverages can be confusing and very personal. Our professional team will cover the various options available in a thoughtful and thorough matter without using the complex language and insurance jargon you usually find associated with these policies.
Speak to an expert for APCC Group Benefits, Life, Disability and Critical Illness Insurance:

Life & Benefits
PROLINK – Canada’s Insurance Connection
Toll-Free: 1 800 663 6828
PROLINK Liability and E&O
PROLINK Liability and E&O
Finally, an affordable liability insurance solution for Independent Contractors!
A major challenge confronting Independent contractors is the issue of obtaining and maintaining the appropriate liability insurance coverage. APCC members now have the ability to secure comprehensive coverage a well as access to rates that are often much less than traditional insurance markets.
Reasons to consider this program include:
  • Being self employed, insurance is considered the best way to protect you and your family from an unforeseen lawsuit
  • The insurance costs are a tax deductible expense (further minimizing the already competitive group rate available to APCC members).
  • The APCC program is designed to meet the business requirements of independent contractors.
For more information about the APCC please visit https://prolink.insure/associations/apcc/ or contact APCC Member Program.

APCC Member Program
Toll-Free: 1 800 663 6828
PROLINK Home & Auto
PROLINK Home & Auto
Put your APCC Group Plan to work! Save money on your home and auto insurance.
Being a member of a group has its advantages! As an APCC member, you have access to exclusive group rates for your home and auto insurance coverage through PROLINK Ltd. In addition to our group rates, you may be eligible for additional discounts that could lead to significant savings on your insurance premiums.
Home Insurance
PROLINK specializes in providing protection and peace of mind for the place you call home. Our coverages include:
  • Home Insurance
  • Condominiums
  • Seasonal Dwellings
  • Personal Umbrella
  • Tenants Packages
  • Rented Dwellings
  • Watercraft
  • Increased Liability Limits
Additional discounts may apply for: security/fire alarm, newer home, mature homeowner, mortgage-free and claims-free.
Auto Insurance
Insuring your vehicle can be expensive and confusing! Let our professionals find the right protection for your unique needs. We insure a broad range of vehicles, including:
  • Private Passenger
  • Motorcycles
  • Snowmobiles
  • All-Terrain
  • Recreational
  • Antique (campers, trailers and motor homes)
Additional discounts may apply for: experienced driver, anti-theft, multi-policy, profession, conviction-free, multi-vehicle, renewal and age.
For more information about the APCC program visit https://prolink.insure/associations/apcc.
Benecaid Health Spending Account
Benecaid Health Spending Account
Solution 1 - Benecaid’s Health Spending Account™ (HSA)
This solution will offer coverage for:
  • Eligible medical expenses as outline by CRA Guidelines
  • Insurance protection for unexpected medical expenses incurred while travelling
Benefits of this solution are:
  • Predictable monthly payments.
  • Wide range of eligible expenses
  • No medical questionnaire - covers all pre-existing conditions
  • Travel Protection
  • Employees unused funds roll over to the following year!
  • Flexibility in contribution amounts each year based on the number of family members
Solution 2 - Benecaid’s hsacomplete™
Benecaid’s HSA + hsacomplete™ gives you greater value for your money as you fund your routine medical expenses and insure against those unexpected.
This solution will offer coverage for:
  • Eligible medical expenses as outline by CRA Guidelines
  • Unexpected medical expenses
  • Insurance protection for unexpected medical expenses incurred while travelling
Benefits of this solution are:
  • Predictable monthly payments
  • Wide range of eligible expenses – through your HSA
  • Insurance protection against unexpected medical expenses
  • Travel Protection
  • Employees unused funds roll over to the following year!
  • Flexibility in contribution amounts each year based on the number of family members
To learn more about Benecaid Health Spending Accounts contact:

Lucy van Scheltinga